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The NEW approach to your mortgage.

At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.

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Kathy Joseph

Mortgage Loan Originator | NMLS# 334711

Kathy Joseph is a Mortgage Loan Advisor with years of experience in the financial services industry. Kathy believes that educating borrowers is one of the most important aspects of the mortgage process, which is why she takes pride in listening to her clients' needs and providing expert advice on the mortgage process. 


Whether you're a first-time homebuyer or an experienced investor, Kathy is here to guide you through the process and tailor solutions to meet your unique financial goals. Growing up in a large family in Montana, she learned the value of hard work and dedication. Kathy brings those values to her work as a Mortgage Loan Advisor, where she is committed to helping her clients achieve their dreams of homeownership.


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OUR PROCESS

Step 1

Discovery

We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.

Step 2

Strategy

We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.

Step 3

Execution

We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.

Step 4

Wealth Maximization

Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.

The closing of your loan is just the start of our relationship.


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